How many of you thought or said the statement, “If it doesn’t hurt, that’s fine”?
When it comes to taking care of ourselves, dental health is one of the things we also need to look after. Yet, for some Australians, it’s easier to look past it because of how expensive treatments are. Luckily, with the help of the Australian Government, you can now get early access to your SuperCare through your superannuation funds!
So, when you’re still thinking twice about getting your teeth checked and treated because you’re having financial problems, maybe tapping into your SuperCare for a dental service can help you cover the cost. Let’s deep dive into what exactly SuperCare is, and its benefits when you use them for a much-needed dental treatment.
What is SuperCare?
SuperCare is a service where Australians can get early access to their superannuation funds to cover the costs of essential dental and orthodontic treatments. The program is regulated by the Australian Taxation Office (ATO)—they are the ones responsible for whether or not your purpose of accessing your superannuation is eligible for certain compassionate grounds.
According to ATO, Australians can have early access to their super for sudden situations that require them to pay for out-of-pocket expenses like medical and dental treatments, home modifications, palliative care, death or burial expenses, and preventing the sale of your home. Get more information about expenses eligible for release on compassionate grounds.
Now, SuperCare is focused solely on helping people claim their super early for medical and dental treatments. Aside from dental services, SuperCare also helps with funding weight loss surgeries, reconstructive surgery, IVF services, oncology and urology treatment, and other medical services. See more information from SuperCare’s services list.
The Role of SuperCare in Dental Funding
SuperCare dental funding is specifically designed to assist patients in covering the costs of various dental procedures that are often considered out of reach due to their expense. This funding can be used for a wide range of treatments, like:
- Dental implants: This procedure requires replacing a missing tooth or multiple teeth with long-lasting and natural-looking implants.
- Orthodontic treatments: Orthodontics are treatments used for irregularities in the teeth and jaw. Examples of these include braces and Invisalign to correct dental alignment.
- Oral and maxillofacial surgery: This treatment is typically ideal for complex dental surgeries that require specialist care.
- Periodontics: SuperCare can be used for treating gum disease and other conditions affecting the supporting structures of the teeth.
- Root canal treatments: This may include saving teeth that are severely decayed or infected.
SuperCare dental funding ensures that patients can proceed with necessary treatments without the stress of financial constraints, allowing them to focus on their health and recovery.
Benefits of Using SuperCare for Dental Services
Now that you’re aware of what SuperCare is and the dental services you can avail of using it, let’s look at the different benefits you can take advantage of when you choose to access your super early.
1. Access to Necessary Treatments
One of the most significant benefits of using SuperCare for your dental treatments is the ability to access necessary treatments without delay. If you’re in the middle of a situation where you’re experiencing pain or discomfort in your teeth, and it needs to be treated right away, you can utilise SuperCare to address your dilemma promptly. Many dental conditions can lead to more severe health issues if left untreated—tap into your super to get your treatments done right away.
2. Financial Relief
We all know that dental treatments can be expensive, and for many families, paying for these services upfront can be challenging. SuperCare dental funding offers financial relief by allowing patients to access their superannuation funds early. This means that rather than deferring treatment because of the cost, patients can now receive the care they need without the burden of immediate out-of-pocket expenses.
3. Streamlined Application Process
The process of applying for early access to your superannuation funds can be complex and time-consuming. However, SuperCare extends its assistance by simplifying the process with expert guidance and support throughout the application.
From the moment you complete the necessary paperwork to liaising with the Australian Taxation Office (ATO) and your superannuation fund, SuperCare ensures that your application is handled efficiently and effectively.
4. Support for a Wide Range of Procedures
SuperCare is not limited to one type of dental treatment. As discussed above, it covers a broad spectrum of dental and orthodontic procedures. So, whether you need routine dental work, advanced surgical procedures, or cosmetic enhancements, SuperCare can help fund your treatment. This flexibility makes it easier for patients to address their unique dental needs.
For more information about the treatments SuperCare can cover, check the SuperCare website to know their complete range of coverage and processes.
5. Peace of Mind
Knowing that you have a safety net for your dental treatments does provide peace of mind, right? SuperCare’s expertise and assistance in navigating the whole application process to access your super early means that you can focus on your health and well-being. You don’t have to worry about how to pay for your treatment anymore! This peace of mind extends not only to the patient but also to their family members who truly love and care for them.
How to Access SuperCare for Dental Treatment with Dentist Near Me
If you’re considering using your superannuation for dental treatment, you can our staff and dental pros at Dentist Near Me Toongabbie are here to assist you through the process.
Here are the requirements when you want to apply for your SuperCare:
- An Australian citizen or permanent resident
- Over the age of 18
- a quote (no more than 6 months old) or invoice (no more than 30 days old)
- 2 medical reports (one from the specialist in the area you’re applying, and one from the medical practitioner)
- Other documents required as proof of evidence
For a full list of documents for proof of evidence, check ATO’s Evidence Requirements.
Here’s what the typical process looks like:
1. Consultation and Assessment: Before starting the process, let our dentists talk to you about your concerns and the necessary actions needed for your case.
2. Preparing Documentation: We’ll help you gather the necessary documents, including dental quotes and medical reports, ensuring everything is in order for your application.
3. Submitting Your Application: With your documents ready, you’ll submit your application for the early release of superannuation funds to the Australian Taxation Office (ATO). Don’t worry, our knowledgeable team will guide you through each step of the application process.
4. Receiving Funds: Once your application is approved, the funds will be transferred to your bank account. You can then use these funds to cover the cost of your dental treatment at our clinic.
Please note: Every case is unique, and while we strive to assist you and want the best for you, Dentist Near Me Toongabbie cannot guarantee early access to your own super.
Save Your Teeth with SuperCare
It’s clear how SuperCare offers a valuable solution for Australians who need financial assistance to get their dental treatments done in no time. It is also a big help that we are able to tap into our superannuation funds early in case of emergency situations, and SuperCare works like a charm to help patients receive the care they need without worrying about the treatment costs anymore.
And what’s even better is that Dentist Near Me Toongabbie can also help you through the process of claiming your SuperCare for your dental needs!
Book an appointment with us today, and our compassionate and skilled dentists will walk you through your treatment and your payment options!
