The cost of dental treatment varies depending on the type of procedure required and each patient’s individual treatment needs.
Some dental practices accept third-party payment providers, such as HUMM, as one of several available payment methods. Whether HUMM can be used depends on the dental practice, the treatment being provided, and approval by HUMM.
This guide explains how HUMM may be used to pay for dental treatment and the factors patients should consider before choosing any payment option.
What Is HUMM?
HUMM is a third-party payment provider that offers eligible customers the option of paying for approved purchases over time, subject to its lending criteria, terms, conditions, fees, and approval process.
Dentist Near Me Toongabbie does not determine eligibility or approval for HUMM finance.
Which Dental Treatments May Be Paid for Using HUMM?
Where accepted by the dental practice and approved by HUMM, payment may be available for a range of dental treatments.
Depending on your individual treatment plan, this may include:
General Dental Treatment
Examples include:
- Dental examinations
- Professional cleaning
- Fillings
- Tooth extractions
Restorative Dental Treatment
Depending on the recommended treatment, this may include:
- Crowns
- Bridges
- Dentures
- Root canal treatment
Dental Implants
Where dental implant treatment is clinically appropriate, HUMM may be available as a payment method, subject to approval.
Suitability for dental implants depends on individual clinical assessment.
Orthodontic Treatment
Where orthodontic treatment has been recommended, payment using HUMM may be available for treatments such as:
- Braces
- Clear aligners
Treatment recommendations vary according to each patient’s clinical circumstances.
Cosmetic Dental Treatment
Where cosmetic dental treatment has been recommended and accepted by the patient following discussion of the benefits, risks, limitations, and alternatives, HUMM may be accepted as a payment method for procedures such as:
- Veneers
- Teeth whitening
The suitability of cosmetic dental treatment varies between individuals.
Using HUMM for Dental Treatment
If you are considering using HUMM, the general process typically includes:
- Confirm whether your dental practice accepts HUMM.
- Apply directly through HUMM.
- Await the outcome of HUMM’s assessment.
- If approved, discuss your treatment plan with your dentist.
Approval, available credit limits, repayment periods, fees, and lending decisions are determined solely by HUMM.
Things to Consider
Before choosing any payment arrangement, it is important to understand:
- The total treatment cost
- Your repayment obligations
- Any establishment or account fees
- The consequences of missed repayments
- The full terms and conditions provided by HUMM
Patients should ensure they understand their financial commitments before entering into any payment agreement.
Discussing Treatment Costs
Before treatment begins, your dentist can explain:
- Your recommended treatment plan
- The estimated treatment fees
- The payment methods accepted by the practice
This information allows you to consider the payment option that best suits your individual circumstances.
Need More Information?
If you would like to discuss your treatment plan or obtain an estimate of treatment costs, Dentist Near Me Toongabbie can provide further information during your consultation.
Call (02) 7905 0814 or book a consultation online.
Frequently Asked Questions
What is HUMM?
HUMM is a third-party payment provider that offers approved customers the option of paying for eligible purchases over time, subject to its terms, conditions, lending criteria, and approval process.
Which dental treatments can be paid for using HUMM?
Where accepted by the practice and approved by HUMM, payment may be available for a range of dental treatments, including general, restorative, orthodontic, implant, and cosmetic dentistry.
Does Dentist Near Me Toongabbie approve HUMM applications?
No. All lending decisions, approvals, repayment terms, and credit limits are determined solely by HUMM.
Can every patient use HUMM?
No. Eligibility depends on HUMM’s assessment and lending criteria.
Does HUMM charge fees?
Fees and repayment terms depend on the product selected. Patients should read HUMM’s current Terms and Conditions before entering into any agreement.
Is HUMM the only payment option?
No. Accepted payment methods vary between dental practices. Your dentist can explain the payment methods available at the practice before treatment begins.
Can my dentist recommend whether I should use HUMM?
Your dentist can explain the accepted payment methods available at the practice but cannot provide financial advice or recommend whether a particular finance product is appropriate for your personal circumstances.